Do they have to make do with the money they bring from home (when they come to the school in September) or can they work somewhere while they're studying to earn extra cash?
Could it be that they just don't need money at all during their school year?
Answer
Students appear to keep their own money in amongst their personal belongings. The opportunities to spend it are relatively rare until later years.
He didn’t have any Muggle money, either. There was a little wizard gold in the moneybag at the bottom of his trunk, but the rest of the fortune his parents had left him was stored in a vault at Gringotts Wizarding Bank in London. He’d never be able to drag his trunk all the way to London. Unless …
Harry Potter and the Prisoner of Azkaban - The Knight Bus
and
Harry gave Ron whispered orders and passed him some gold from under the Cloak. They left Zonko’s with their money bags considerably lighter than they had been on entering, but their pockets bulging with Dungbombs, Hiccough Sweets, Frog Spawn Soap and a Nose-Biting Teacup apiece.
Harry Potter and the Prisoner of Azkaban - Snape’s Grudge
Money can be sent by owl
A second, very small parcel contained a note.
We received your message and enclose your Christmas present. From Uncle Vernon and Aunt Petunia. Sellotaped to the note was a fifty-pence piece.Harry Potter and the Philosopher's Stone - The Mirror of Erise
Apparently they receive pocket money. Also, they can earn extra by taking work from other students.
GALLONS OF GALLEONS!
Pocket money failing to keep pace with your outgoings? Like to earn a little extra gold?
Contact Fred and George Weasley, Gryffindor common room, for simple, part-time, virtually painless jobs. (We regret that all work is undertaken at applicant’s own risk.)
Harry Potter and the Order of the Phoenix - Professor Umbridge
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